Fear is positive.

Fire in California. Snow in Texas. Flood in India.

We are already living through climate catastrophe.

Top Indian banks have reported this week that extreme weather risks souring $84 billion worth of loans in the country.

DAVID WALLACE-WELLS — author of The Uninhabitable Earth — lays out the full terrifying scope of that risk. But curiously, he also lays out why it’s time to be hopeful.

Compelling. Crucial. This is one conversation we can’t afford to tune out of.

What have minors & minorities taught the world about climate change?